Budgeting is an eye opener.

I used to think that I have enough saving for most emergency case and also enough for occasional big spending that I'd like to. 

It's true that I've spent much less than what I earned so I'm not quite at the risk of being in debt but the real problem lies with the saving. Though it's not that much and it's clearly far from considering rich, the amount of saving that is many times larger than my salary give me a fault idea of security.

But after I got YNAB and started budgeting for real, I found that the financial security I think I have is just a big illusion. When I assign jobs to all of my money, I saw that I don't stand a chance if major damage do happen. It's not safe enough for amy situation. 

Now I start making more saving goals to cover all those risks. It's good to know that I'm not prepared when I still have time to prepare. Better safe than sorry. Budgeting is crucial in my life now.