Dear my princess

I can't sleep tonight. It happens again, i 'm thinking about you. Missing you so much, wishing in desperation to see you again just once. My heart is crying.

Ever since that day that I met you and my heart was beating hard and fast like it's gonna explode. I never stop missing you and loving you. 

Now all I can do is hoping in vain to see you again. Tomorrow will come and this moment of woe will pass. But I know it's not the first time and also not the last.

I miss you severely, my angel.

New Life Goal

It's been almost 2 week now since I got an idea for a new game that I know would be huge. Everything seems right from the beginning and for a small time I spent on this personal project, problems start to show its face bit by bit. 

That's so normal.

As none of those problem can shake my will and my confident on this thing I'm working on. I'm fine even there're many problem that I don't know how to solve them yet.

I'll go aggressively and see this to the very end. What I need to avoid is the evil idea such as greed that could ruin the project in the long run.

Time sink...

I've worked so hard for a couple of weeks now. I put more time and effort into my work. But sadly, the outcome was not so good. I take much more time to done the thing I had done before. What's happen? What's wrong with me? I felt very bad. I'm tired. May be I need a break...

What I've been doing so far...

It has been almost two months now since I began my self improvement program. This is a recap of my progress. I will breakdown them into topics.

Habits

1. Sleep Early - Still sleep late 2-3 days a week. Need to focus more. I wish to do 14 days consecutively.

2. Exercise - Very few exercises. Didn't making progress at all. If I can sleep early and wake up early everyday, I can manage time for this.

3. Lose Weight - Went up and down, end up losing just about 1 kg. Need exercise!

4. Eat Healthy - For this topic I think I'm doing ok. I eat less bad food but still need to eat more vegetables.

Career

1. Productivity - I've tried Pomodoro, Weple Today, Eat That Frog, Any.DO, Evernote and RescueTime. All Good stuffs. Help me focus. I also spend less time on Facebook and gaming.

2. Skills - I start learning with free online courses from Udemy, Digital-Tutors and various other websites. I think I will pay for subscription in the future.

3. Jobs - I did quite well for a major task. Better communication with co-workers. Still need to hone my skills and speed up my work.

Finance

1. YNAB - Use it everyday. Very familiar with the software now. 

2. Spending - I check my budget before I buy something now. Good habit.

3. Saving - I decide to ditch my past remaining money and start building up the buffer again just to have more experience with YNAB and to spend less.

My motto: Tomorrow will be better!

Discrepancy Madness

Today I decide to compare my actual money with the balance in YNAB so I update my bank account before I came home.

I thought it would be easy since I am really sure that I record every transaction manually for the past two months. I use a simple calculation that is 'My Bank Account Balance' + 'Cash' should be equal to 'Working Balance' in YNAB.

But that is wayyyyyy wrong! Since my records consist of both 'actual transactions' (real money spent and done) and 'virtual transactions' like credit card payment that weren't really paid yet. For my miscalculation the discrepancy was nearly 9,000! It can't be, right?

I start to rethink about it and found that the problem is involve with those 'virtual transactions'. So I made a new calculation that the 'Cleared Balance' should be equal to ('My Bank Account Balance' + 'Cash' - 'Virtual Transactions'). Came out that the result is much more accurate, however the difference is still near 2,000.

Again, I think hard about the result and how could it be. I then searching the YNAB forum for the possible answer and found that many had the similar problem. What I learn is it's not the software problem at all, it works perfectly. Some people just forget to record something, some have minor inconsistency here and there and they added up, it could be anything - for me it could be just a simple answer that I forgot to add my cash at the time I start using YNAB.

No matter what it is, just get over it, adjust the balance and move on. It's that simple.

Budgeting is an eye opener.

I used to think that I have enough saving for most emergency case and also enough for occasional big spending that I'd like to. 

It's true that I've spent much less than what I earned so I'm not quite at the risk of being in debt but the real problem lies with the saving. Though it's not that much and it's clearly far from considering rich, the amount of saving that is many times larger than my salary give me a fault idea of security.

But after I got YNAB and started budgeting for real, I found that the financial security I think I have is just a big illusion. When I assign jobs to all of my money, I saw that I don't stand a chance if major damage do happen. It's not safe enough for amy situation. 

Now I start making more saving goals to cover all those risks. It's good to know that I'm not prepared when I still have time to prepare. Better safe than sorry. Budgeting is crucial in my life now.

Be better

The key to success is not to be the best, but to always be better.